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Cookie Policy

Effective 2026-04-30Version 3

IMPORTANT: This document is an AI-generated starting point and has NOT been reviewed by a licensed attorney. Before going live with real customer transactions, WeMillionaires must have this document reviewed and adapted by qualified counsel in the relevant jurisdictions. The document is not legal advice.

WeMillionaires Cookie Policy

Effective Date: 2026-04-30

1. Overview

1.1 This Cookie Policy explains how WeMillionaires (“WeMillionaires,” “we,” “us,” or “our”) uses cookies and similar technologies on our website, web application, and related online services (collectively, the “Platform”).

1.2 This Policy focuses on the specific types of cookies we use:

  • Essential session cookies
  • Authentication cookies, including JWT (JSON Web Token) persistence
  • Stripe checkout and payment-related cookies
  • Analytics cookies (aggregate reporting only)

1.3 We do not use third-party advertising cookies or behavioral ad tracking cookies on the Platform.

1.4 This Cookie Policy should be read together with our Terms of Use and Privacy Policy. If you have questions, you can contact us at:
Email: info@wemillionaires.com
Address: 3829 Pennsylvania Ave SE, Washington DC 20020, USA

2. What Are Cookies and Similar Technologies?

2.1 Cookies are small text files that are stored on your device (computer, tablet, mobile) when you visit a website. They are widely used to make websites work, improve performance, and provide information to site owners.

2.2 We may also use related technologies, such as:

  • Local storage / session storage: Browser-based storage mechanisms that allow us to store data on your device similar to cookies, including JWT tokens.
  • Pixel tags / web beacons: Small code snippets that help us understand usage patterns (used only in connection with our own analytics or service providers that act on our behalf).

2.3 For simplicity, we refer to all of these technologies collectively as “cookies” in this Policy.

3. How We Use Cookies

3.1 We use cookies and similar technologies on the Platform for the following purposes:

  • To operate and secure the Platform
  • To authenticate users and maintain sessions
  • To process and secure payments via Stripe
  • To understand how the Platform is used (in aggregate form)
  • To remember certain user preferences

3.2 We do not use cookies to:

  • Serve third-party behavioral advertising
  • Track you across unaffiliated websites for marketing purposes

4. Types of Cookies We Use

4.1 Essential Session Cookies

4.1.1 These cookies are necessary for the core functionality of the Platform and are generally set in direct response to actions you take, such as:

  • Navigating between pages
  • Using the member dashboard
  • Accessing your courses, scheduler, or eDirectory tools
  • Managing your subscription or account settings

4.1.2 Without these cookies, the Platform may not function properly, and certain features may be unavailable.

4.1.3 Examples of how we use essential session cookies:

  • To load the correct content for your current session
  • To keep track of your progress through multi-step forms or flows (e.g., signup, onboarding)
  • To help ensure security, such as preventing cross-site request forgery (CSRF) and other malicious activity

4.1.4 Because these cookies are strictly necessary, you generally cannot opt out of them via our cookie banner; you may still disable them in your browser, but this may significantly affect the Platform’s functionality.

4.2 Authentication Cookies and JWT Token Persistence

4.2.1 We use authentication-related cookies and browser storage (including JWT tokens) to recognize you when you log in and to maintain your authenticated session across page views and visits.

4.2.2 JWT tokens may be stored in:

  • Secure, http-only cookies; and/or
  • Local storage or session storage, depending on our implementation and security design.

4.2.3 We use these tokens and cookies to:

  • Verify your identity when you log in
  • Maintain your login state as you navigate the Platform
  • Grant access to protected or paid areas of the Platform
  • Improve security (for example, by detecting suspicious or unauthorized activity)

4.2.4 These authentication cookies and tokens are essential for the Platform’s membership, payment, referral, and content features. If you block or delete them, you may not be able to log in or stay logged in.

4.2.5 Session duration and persistence:

  • Some authentication data is stored only for the session and removed when you close your browser.
  • Other tokens may be persistent for a defined period to allow “remember me” functionality, subject to our security policies and applicable law.

4.3 Stripe Checkout and Payment Cookies

4.3.1 We use Stripe as our third-party payment processor to handle subscription billing and other payments on the Platform.

4.3.2 When you interact with Stripe checkout or payment pages, Stripe may set its own cookies or similar technologies to:

  • Enable and secure the payment process
  • Prevent fraud and misuse
  • Remember certain payment-related details (where allowed and appropriate)
  • Comply with legal and regulatory obligations

4.3.3 These Stripe cookies are necessary for completing transactions and protecting against fraud. Without them, payment processing may not function properly.

4.3.4 Stripe acts as an independent controller or processor (depending on context). For more details about how Stripe uses cookies and processes personal data, please review Stripe’s own privacy and cookie documentation, which may change from time to time.

4.4 Analytics Cookies (Aggregate Only)

4.4.1 We use analytics tools to help us understand how users interact with the Platform so we can improve performance, content, and user experience.

4.4.2 Our analytics cookies are designed for aggregate reporting rather than to identify you individually. We may:

  • Count visits and traffic sources
  • Measure which pages and features are most popular
  • Understand user flows and navigation patterns
  • Diagnose performance or technical issues

4.4.3 Where possible, we configure analytics tools to minimize the collection and retention of personally identifiable information, and to use IP anonymization or similar privacy-enhancing features where supported.

4.4.4 We do not permit analytics providers to use data collected through our analytics cookies to provide third-party advertising services or to combine it with their advertising networks for interest-based ads.

4.5 No Third-Party Advertising Cookies

4.5.1 We do not use third-party advertising cookies on the Platform. This means:

  • We do not use cookies from ad networks to track you across other websites for behavioral advertising.
  • We do not sell or share cookie-based browsing profiles to third-party advertisers for targeted marketing on other sites.

4.5.2 You may still see WeMillionaires content or promotions on other platforms (for example, social networks), but such promotions are not based on advertising cookies set by the Platform itself.

5. Legal Basis for Using Cookies (Where Applicable)

5.1 Depending on where you are located, our use of cookies may be based on:

  • Our legitimate interests in operating and improving the Platform, ensuring security, and processing payments (for essential, security, and analytics cookies); and/or
  • Your consent, where applicable law requires us to obtain it before setting certain cookies (particularly non-essential or analytics cookies).

5.2 Where required, we will display a cookie banner or similar notice when you first visit the Platform, which may allow you to accept or adjust certain cookie settings, subject to technical and legal constraints.

6. User Controls and Cookie Management

6.1 Cookie Banner and In-Product Controls

6.1.1 On your first visit (and sometimes periodically after), you may see a cookie banner or notice explaining our cookie use and, where required, asking for your consent for non-essential cookies (such as analytics).

6.1.2 Depending on your location and our current implementation, the banner or a related settings panel may allow you to:

  • Accept all cookies that we use
  • Reject non-essential cookies (for example, analytics cookies)
  • View summary information about the categories of cookies we use

6.1.3 Essential cookies (including core session and authentication cookies) cannot usually be turned off via the cookie banner, because they are required for the Platform to function. You may still block them via your browser settings (see below), but doing so may break key functionality.

6.2 Browser Settings

6.2.1 Most web browsers allow you to control cookies through their settings. These settings can typically be found in the “Options,” “Preferences,” or “Privacy and Security” menus of your browser.

6.2.2 Depending on your browser, you may be able to:

  • View which cookies are stored on your device
  • Block all cookies from all websites
  • Block cookies from specific websites
  • Delete existing cookies
  • Restrict cookies to certain conditions (e.g., session-only cookies)

6.2.3 If you choose to block or delete cookies, especially essential and authentication cookies, you may not be able to use all features of the Platform, and your experience may be degraded.

6.2.4 Instructions for managing cookies are typically available via:

  • Chrome: Settings → Privacy and security → Cookies and other site data
  • Firefox: Settings → Privacy & Security → Cookies and Site Data
  • Safari: Settings / Preferences → Privacy
  • Edge: Settings → Cookies and site permissions

6.2.5 Because browser interfaces change over time, you should consult your browser’s help resources for the most up-to-date information.

6.3 Do Not Track and Similar Signals

6.3.1 Some browsers offer a “Do Not Track” (DNT) signal. There is currently no uniform standard governing how to respond to DNT signals.

6.3.2 At this time, we do not respond to DNT signals. We will review and may update our practices if and when an applicable standard is adopted.

7. International Users and Restrictions

7.1 WeMillionaires is based in the United States and operates from Washington, DC. By using the Platform, cookies may be placed on your device and information may be collected, processed, and stored in the United States or other jurisdictions where our service providers operate.

7.2 We do not offer services or permit signup from users in certain jurisdictions subject to U.S. sanctions or MLM restrictions, including (without limitation): Cuba, Iran, North Korea, Syria, Russia, Belarus, Myanmar, Venezuela, Sudan, South Sudan, Afghanistan, the Crimea region, the Donetsk and Luhansk regions, and any other jurisdiction subject to U.S. OFAC sanctions. If you are located in any such region, you should not use the Platform.

8. Updates to This Cookie Policy

8.1 We may update this Cookie Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors.

8.2 When we make material changes, we will take appropriate steps to notify you, such as:

  • Updating the “Effective Date” at the top of this Policy; and/or
  • Providing a notice on the Platform or via email, where appropriate.

8.3 Your continued use of the Platform after any update to this Cookie Policy will be considered your acceptance of the changes, as permitted by law.

9. Contact Information

9.1 If you have any questions or concerns about this Cookie Policy or our use of cookies, you may contact us at:

  • Email: info@wemillionaires.com
  • Mailing Address: WeMillionaires
    3829 Pennsylvania Ave SE
    Washington DC 20020
    United States of America

10. Governing Law and Forum Selection

10.1 This Cookie Policy, and any dispute arising out of or relating to it or to our use of cookies and similar technologies, will be governed by and interpreted in accordance with the laws of the District of Columbia, United States of America, without regard to its conflict of laws principles.

10.2 Any legal action or proceeding arising out of or relating to this Cookie Policy shall be brought exclusively in the state or federal courts located in the District of Columbia, United States of America, and you and WeMillionaires each consent to the personal jurisdiction and venue of those courts.