IMPORTANT: This document is an AI-generated starting point and has NOT been reviewed by a licensed attorney. Before going live with real customer transactions, WeMillionaires must have this document reviewed and adapted by qualified counsel in the relevant jurisdictions. The document is not legal advice.

WeMillionaires Member Agreement

Effective Date: 2026-04-30

This WeMillionaires Member Agreement (“Member Agreement”) is a binding legal contract between you (“you” or “Member”) and WeMillionaires (“WeMillionaires,” “we,” “us,” or “our”), a U.S.-based company located at:

WeMillionaires
3829 Pennsylvania Ave SE
Washington DC 20020
United States of America
Email: info@wemillionaires.com

By clicking “I Agree,” “Accept,” “Sign Up,” or a similar button, or by creating an account, paying a membership fee, or using the WeMillionaires platform, you acknowledge that you have read, understood, and agree to be bound by this Member Agreement.

If you do not agree, do not sign up and do not use the WeMillionaires platform.

1. Scope and Incorporation of Other Documents

1.1 Platform and Services

WeMillionaires operates an online membership SaaS platform with multiple subscription tiers (Ascend, Growth, Founder) and related features, including without limitation:

1.1.1 Stripe-powered recurring billing for memberships and certain services
1.1.2 An eDirectory listings marketplace
1.1.3 A commission and residual income system (currently 75% member / 10% upline / 15% platform on qualifying sales, subject to change as permitted under our Terms of Service)
1.1.4 A paid course learning management system (LMS)
1.1.5 A 1:1 scheduling tool with paid bookings
1.1.6 AI-powered tools, including an AI Video Builder (third-party machine learning) and AI-generated text content

(collectively, the “Platform” or “Services”).

1.2 Incorporation by Reference

The following documents are incorporated into and form part of this Member Agreement by reference, as they may be updated from time to time:

1.2.1 Terms of Service
1.2.2 Privacy Policy
1.2.3 Earnings Disclaimer
1.2.4 Refund Policy

These documents are made available to you at or before signup (and on our website). By agreeing to this Member Agreement, you also agree to be bound by all of the above documents.

If there is a direct conflict between this Member Agreement and any of the above documents, this Member Agreement will control to the extent of the conflict, unless the other document expressly states otherwise.

1.3 Updates to Documents

We may update this Member Agreement and the incorporated documents from time to time as allowed under our Terms of Service. Where required by law, we will provide notice (for example, via email or in-platform notice). Your continued use of the Platform after the effective date of updated terms constitutes your acceptance of those updated terms.

2. Eligibility, Age, and Jurisdiction

2.1 Age and Capacity

By entering into this Member Agreement, you represent and warrant that:

2.1.1 You are at least 18 years old (or the age of majority in your jurisdiction if higher).
2.1.2 You have full legal capacity and authority to enter into this Member Agreement in your own name, or on behalf of the legal entity you represent, and in doing so you bind that entity.

If you are using the Platform on behalf of a business or other legal entity, “you” includes both you as an individual user and that entity. You represent and warrant that you are authorized to bind that entity to this Member Agreement.

2.2 Prohibited and Sanctioned Jurisdictions

You represent and warrant that:

2.2.1 You are not located in, ordinarily resident in, organized under the laws of, or otherwise subject to the jurisdiction of any country, region, or territory subject to broad U.S. economic sanctions, including but not limited to:

Cuba
Iran
North Korea
Syria
Russia
Belarus
Myanmar
Venezuela
Sudan
South Sudan
Afghanistan
Crimea region
Donetsk and Luhansk regions

2.2.2 You are not using the Platform on behalf of any person or entity located in, organized under the laws of, or otherwise subject to any such blocked jurisdiction.
2.2.3 You are not on any U.S. government list of prohibited or restricted parties, including any list maintained by the U.S. Office of Foreign Assets Control (OFAC).

You agree that you will not attempt to circumvent our geographic or sanctions-based restrictions, including by using VPNs, proxies, false addresses, or any other method.

If we determine, in our sole discretion, that you have violated this Section 2, we may immediately suspend or terminate your membership and access to the Platform without refund.

3. Membership, Compensation, and Independent Contractor Status

3.1 Membership Tiers and Fees

By signing up, you select one or more membership tiers (such as Ascend, Growth, or Founder) and agree to pay the applicable fees on a recurring basis through Stripe or another payment processor we designate. The specifics of each tier and the applicable fees are described on the Platform at the time of signup and are subject to change in accordance with our Terms of Service and Refund Policy.

3.2 Commissions and Residual Income

We may, at our discretion, provide you with access to our commission and residual income system in connection with qualifying sales generated through the Platform or your referrals. While our current structure may allocate 75% to the Member, 10% to the upline, and 15% to the Platform on qualifying sales, you acknowledge and agree that:

3.2.1 All commission and compensation structures are subject to modification, suspension, or termination consistent with our Terms of Service and any applicable compensation plan we publish.
3.2.2 Your eligibility for commissions depends on compliance with this Member Agreement, our Terms of Service, and any compensation-plan rules.
3.2.3 No compensation is guaranteed, and your results may vary substantially.

3.3 Independent Contractor Relationship

You and WeMillionaires acknowledge and agree that:

3.3.1 You are an independent contractor and not an employee, agent, partner, joint venturer, or franchisee of WeMillionaires.
3.3.2 Nothing in this Member Agreement, nor in your participation in the Platform, creates an employment relationship or entitles you to employee benefits of any kind.
3.3.3 You have no authority to bind WeMillionaires to any contract or commitment, and you must not represent to any third party that you have such authority.
3.3.4 You are solely responsible for your own business operations, including any costs, expenses, tools, and resources you use in connection with promoting or using the Platform.

4. Tax Responsibilities and Reporting

4.1 Your Tax Obligations

You are solely responsible for:

4.1.1 Determining and fulfilling any and all tax obligations associated with your use of the Platform and any commissions, referral fees, or other compensation you may receive, including income tax, self-employment tax, value-added tax (VAT), goods and services tax (GST), sales tax, or any similar obligations.
4.1.2 Reporting all such income to the necessary tax authorities in accordance with applicable laws.
4.1.3 Paying any taxes, penalties, or interest that may arise from your receipt of compensation or from your use of the Platform.

4.2 U.S. Form 1099 Reporting

If you are a U.S. person for tax purposes (as defined by the U.S. Internal Revenue Service) and you earn more than $600 in a calendar year in commissions or other reportable payments through WeMillionaires, you acknowledge and agree that:

4.2.1 WeMillionaires may issue you an IRS Form 1099 or similar tax reporting form, consistent with applicable U.S. law.
4.2.2 You must provide us with accurate taxpayer identification information (such as a Social Security Number or Employer Identification Number) upon request so we can comply with U.S. tax reporting requirements.
4.2.3 We may withhold payments if you fail to provide required tax information.

WeMillionaires does not provide tax advice. You should consult your own tax, legal, and financial advisors regarding your obligations.

5. Marketing, Income Claims, and FTC Compliance

5.1 Prohibition on Unapproved Income Claims

You agree that you will not:

5.1.1 Make any income, earnings, or lifestyle claims (whether explicit or implied) about WeMillionaires, our Platform, or any related opportunity, unless you have received prior written approval from WeMillionaires for the specific content and context of such claim.
5.1.2 Use hypothetical, average, or projected income figures in your marketing of WeMillionaires unless those materials are pre-approved in writing by WeMillionaires.
5.1.3 Suggest that any specific level of income is typical, easily achievable, or guaranteed.

You must comply with our Earnings Disclaimer at all times and must not contradict, dilute, or undermine that disclaimer in your own marketing or communications.

5.2 Honest and Non-Deceptive Marketing

You agree that in all of your marketing and promotional activities related to WeMillionaires:

5.2.1 You will be truthful, accurate, and not misleading or deceptive.
5.2.2 You will not make false statements about WeMillionaires, the Platform, potential earnings, or your own results.
5.2.3 You will immediately cease using any marketing material that WeMillionaires, in its sole discretion, deems non-compliant, misleading, or otherwise inappropriate.

5.3 FTC Endorsement and Affiliation Disclosures

You acknowledge and agree that:

5.3.1 When you promote or endorse WeMillionaires, our Platform, or any related products or services, you must clearly and conspicuously disclose your material connection to WeMillionaires, including the fact that you may receive commissions or other compensation.
5.3.2 Your disclosures must comply with all applicable laws and regulations, including U.S. Federal Trade Commission (FTC) endorsement guidelines, as well as similar rules in any jurisdiction where your audience resides.
5.3.3 Disclosures must be clear, close to the endorsement, easy to understand, and not buried in fine print or hidden behind links. For example, when appropriate, use statements such as: “I am a WeMillionaires member and may earn a commission if you sign up through my link.”

You are solely responsible for understanding and complying with these obligations and any other applicable advertising and consumer-protection laws.

6. Use of AI Tools and Content

6.1 AI-Generated Content

The Platform may provide you with access to AI-generated text, audio, video, or other content, including but not limited to content produced through a third-party AI Video Builder and other machine-learning tools.

6.1.1 You understand that AI-generated content may be inaccurate, incomplete, or inappropriate, and you agree to review and edit such content before using or publishing it.
6.1.2 You are solely responsible for your use of AI-generated content, including compliance with laws regarding intellectual property, privacy, advertising, and consumer protection.
6.1.3 You will not rely on AI-generated content as professional legal, tax, financial, medical, or other regulated advice.

7. Term and Termination

7.1 Term

This Member Agreement begins when you accept it (for example, by clicking “I Agree” or creating an account) and continues until terminated as described in this Section 7.

7.2 Termination by You

You may terminate your membership and this Member Agreement at any time by:

7.2.1 Following the account cancellation process on the Platform, and/or
7.2.2 Providing written notice to info@wemillionaires.com.

If you provide written notice, termination will be effective 30 days after we receive your notice (unless applicable law requires a shorter period). You remain responsible for any fees or charges incurred prior to the effective date of termination. Any refunds, if applicable, are governed by our Refund Policy.

7.3 Termination by WeMillionaires (For Convenience)

WeMillionaires may terminate this Member Agreement and your membership for any reason or no reason, by providing you with at least 30 days’ prior written notice (for example, via email or in-platform notification). Where permitted by law, we are not required to state a reason.

7.4 Immediate Termination for Cause

WeMillionaires may, in its sole discretion, suspend or terminate your membership and access to the Platform immediately, with or without notice, if we determine that:

7.4.1 You have breached or are likely to breach this Member Agreement, the Terms of Service, Privacy Policy, Earnings Disclaimer, Refund Policy, or any other applicable policy or guideline.
7.4.2 You have made unapproved or misleading income claims.
7.4.3 You have engaged in fraud, misrepresentation, illegal conduct, or activity that may harm WeMillionaires, other members, or the public.
7.4.4 You are using the Platform in or for the benefit of a prohibited or sanctioned jurisdiction, or you are otherwise subject to applicable sanctions.
7.4.5 Required by law, regulation, or a competent authority.

In the event of immediate termination for cause:

7.4.6 You may forfeit any unpaid commissions or other amounts, to the maximum extent allowed by law and consistent with our Terms of Service.
7.4.7 We may disable your access to the Platform, your listings, your courses, and other related features.

7.5 Effect of Termination

Upon any termination of this Member Agreement:

7.5.1 Your right to access and use the Platform as a member will cease as of the effective date of termination.
7.5.2 Sections that by their nature should survive termination (including but not limited to Sections 3.3, 4, 5, 7.5, 8, 9, and 10) will continue in full force and effect.
7.5.3 Termination does not relieve either party of any obligations that have accrued before the effective date of termination.

8. Dispute Resolution, Arbitration, and Class Action Waiver

8.1 Mandatory Binding Arbitration

To the fullest extent permitted by law, you and WeMillionaires agree that any dispute, claim, or controversy arising out of or relating to this Member Agreement, the other incorporated documents, the Platform, your membership, or any related transaction or relationship (collectively, “Disputes”) shall be resolved exclusively through final and binding arbitration, rather than in court, except that:

8.1.1 Each party may seek temporary or preliminary injunctive relief in a court of competent jurisdiction in the District of Columbia to protect its rights pending final resolution of the arbitration.
8.1.2 You or WeMillionaires may pursue an individual claim in small claims court in the District of Columbia if the claim qualifies under that court’s rules.

You understand and agree that, by entering into this Member Agreement, you and WeMillionaires are each waiving the right to a trial by jury in court, except as expressly provided above.

8.2 Arbitration Procedures

8.2.1 The arbitration shall be administered by a recognized arbitration provider mutually acceptable to the parties, using its then-current rules for consumer or commercial disputes (as applicable), except as modified by this Section 8.
8.2.2 The arbitration shall be conducted in Washington, DC, USA, or by remote/virtual means if allowed by the arbitration provider and agreed by the parties.
8.2.3 The arbitrator shall have the authority to determine the scope, enforceability, and arbitrability of this arbitration agreement, except that the arbitrator shall not have authority to conduct class, consolidated, or representative proceedings.
8.2.4 The arbitrator may award any relief that would be available in a court under law or equity, subject to any limitations under this Member Agreement.

8.3 Class Action and Representative Action Waiver

To the fullest extent permitted by law, you and WeMillionaires agree that:

8.3.1 Disputes will be resolved only on an individual basis. Neither you nor WeMillionaires may bring or participate in any class, collective, consolidated, or representative action or proceeding.
8.3.2 No arbitration or court proceeding shall be combined, consolidated, or joined with another proceeding without the prior written consent of all parties to the affected proceedings.

If a court or arbitrator determines that any part of this Section 8.3 is unenforceable as to a particular claim, then that claim must be severed and brought in court, and the remainder of this Section 8 will remain in effect.

8.4 Opt-Out Right (If Required by Law)

If applicable law in your jurisdiction provides a right to opt out of this arbitration agreement, you may opt out by sending a written notice to info@wemillionaires.com within 30 days after you first agree to this Member Agreement, expressly stating that you wish to opt out of the arbitration agreement. If you opt out, you will still be bound by all other terms of this Member Agreement, including the class action waiver to the fullest extent permissible by law.

9. Governing Law and Forum Selection

9.1 Governing Law

This Member Agreement, and any Dispute arising out of or relating to it or to the Platform, shall be governed by and construed in accordance with the laws of the District of Columbia, United States of America, without giving effect to any conflict-of-laws rules that would result in the application of the laws of another jurisdiction.

9.2 Forum Selection

Subject to the arbitration requirements in Section 8:

9.2.1 Any legal action or proceeding arising out of or relating to this Member Agreement that is not subject to arbitration (including small claims or actions for injunctive relief) shall be brought exclusively in the state or federal courts located in the District of Columbia, United States of America.
9.2.2 You and WeMillionaires each irrevocably consent to the exclusive jurisdiction and venue of such courts, and waive any objection based on inconvenient forum or lack of personal jurisdiction, to the fullest extent permitted by law.

10. Miscellaneous

10.1 Entire Agreement

This Member Agreement, together with the Terms of Service, Privacy Policy, Earnings Disclaimer, Refund Policy, and any other documents or policies referenced herein, constitutes the entire agreement between you and WeMillionaires with respect to your membership and use of the Platform, and supersedes all prior or contemporaneous understandings, whether written or oral.

10.2 Severability

If any provision of this Member Agreement is held to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect. Where possible, any invalid or unenforceable provision shall be interpreted to achieve as close as possible the intent of the original provision.

10.3 No Waiver

The failure of WeMillionaires to enforce any right or provision under this Member Agreement shall not constitute a waiver of that right or provision.

10.4 Assignment

You may not assign or transfer this Member Agreement or any of your rights or obligations under it, by operation of law or otherwise, without our prior written consent. WeMillionaires may assign or transfer this Member Agreement, in whole or in part, without your consent, including in connection with a merger, acquisition, corporate reorganization, or sale of assets.

10.5 Notices

Notices to you may be sent by email to the address associated with your account or by conspicuous posting on the Platform. You agree that these electronic communications satisfy any legal requirements that communications be in writing. Notices to WeMillionaires must be sent to info@wemillionaires.com or to our physical address above, unless we specify otherwise in writing.

By clicking “I Agree,” “Accept,” “Sign Up,” or similar, you:

Confirm that you have read and understood this Member Agreement and the incorporated documents.
Confirm that you are at least 18 years old (or the age of majority in your jurisdiction, if higher), are not in a prohibited jurisdiction, and have full legal capacity.
Agree to be legally bound by all of the terms and conditions set forth above.